Human Resources

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• Complete the TRS-18 and submit to TRS.

• View the TRS website for a checklist.

• Once TRS receives the TRS-18 they will send you a packet with your annuity estimate and forms to be completed and sent back (some require your signature in front of a notary).

  • You can also go to the TRS website at www.trs.state.tx.us to get an estimate of your TRS retirement annuity.  Just scroll down and enter pertinent information and press submit.  It will return an estimate immediately.  You can then press the "back" key from the menu bar and enter different information for different results.

• If eligible for retiree insurance continuation, complete the retiree insurance enrollment form(s) below and return to Human Resources:

  • Retiree Insurance Enrollment Form

  • GBP Supplemental Form for Retirees (If you are under age 65)

  • Log onto the ERS website to make changes to your beneficiary designation

Optional Retirement Program (ORP)

For ORP participants considering retirement in the next six months or so, following is a checklist:

• Contact your ORP representative for help with completing necessary ORP retirement forms

• If eligible for retiree insurance continuation, complete the retiree insurance enrollment form(s) below and return to Human Resources:

  • Retiree Insurance Enrollment Form

  • GBP Supplemental Form for Retirees (If you are under age 65) 

  • Log onto the ERS website to make changes to your beneficiary designation

Retiree Insurance

If you are eligible to retire through TRS/ORP because you meet the Rule of 80 (age plus years of TRS/ORP service credit through TWU equals at least 80) or because are at least 65 with at least 10 years of service with TRS/ORP through TWU, under current state law, you can continue the same health insurance throughout your lifetime that you have as an employee.  If you are enrolled in retiree insurance, when you turn age 65, Medicare becomes your primary carrier and your ERS GBP retiree insurance becomes your secondary carrier.

You are not eligible for TRS-Care (the TRS insurance for ISD retirees).

Medicare

When you turn age 65 and start drawing Social Security, Medicare Part A is at no cost to you.  Medicare Part A is Hospitalization.  If you are age 65 and still working, you do not have to enroll in Medicare Part B until you terminate completely from benefits-eligible employment. 

Once you are retired and age 65 or over, you should enroll in Medicare Part B.  Medicare Part B is Medical and there is a monthly premium cost to purchase it.  There is a deductive and co-insurance.  Medicare Part B will become your primary insurance and pay a percentage of the assigned cost of medical treatment.  HealthSelect will consider only the percentage of outpatient charges that Medicare does not cover, whether you enroll in Part B or not. 

In addition to your benefits being coordinated with Medicare, you and your covered dependents now will have out-of-area coverage, so you may select any doctor.  However, if you see a doctor who does not accept Medicare assignment, you may have to pay the difference between what your doctor charges and what Medicare will pay. 

If you are over age 65 and are enrolled in Medicare Part B and you return to work, Medicare will be secondary to HealthSelect out-of-area.  If you drop your Medicare coverage, you may be subject to a penalty and have a waiting period when you pick it up again after you stop working. 

Your covered dependent(s) under age 65 may continue in-area coverage when you turn age 65.  To continue in-area coverage for under age 65 dependents, contact ERS.  ERS will notify HealthSelect that the dependent’s health insurance claims are to be paid as in-area.  These dependents must still use a primary care physician (PCP) for network coverage.