Financial Aid

In addition to participating in the full range of state and federal aid programs, Texas Woman's University offers several other programs to help students meet the cost of attending the University. Financial assistance can be in the form of grants, loans, employment, or scholarships. The applicant's financial need, academic achievement, community and school service, and potential achievement may be considered in determining eligibility for different programs.

To initiate the application process for grants, loans, and college work-study, a student must complete the TWU Application for Financial Aid and Scholarships and the Free Application for Federal Student Aid. After the University has received the Application for Financial Aid and Scholarships and the results of the Free Application for Federal Student Aid, the applicant will be informed of additional forms which are needed to complete the application.

An undergraduate student must apply for a Federal Pell Grant before she or he will be considered for other need-based financial aid.

To receive financial aid including grants, loans, and college work-study, a student must:

1. be enrolled for at least six credit hours each semester*;

2. be maintaining satisfactory academic progress in her or his course of study;

3. be working toward a degree or certification program;

4. use all funds received through financial aid programs to meet educational cost directly related to attendance at the University;

5. be properly registered with Selective Service or exempt from such registration;

6. be a U.S. citizen, eligible permanent resident or eligible non-citizen;

* Non-Credit remedial courses do not count as enrolled hours for financial aid purposes for students who have completed 30 credit hours (Examples: Math 1113, Math 1123, English 1003).

* Summer school applicants who plan to attend only one summer session must enroll for at least six credit hours during that session to receive grant, loan, or college work-study funds. Applicants enrolling in two five-week summer sessions must enroll for at least six credit hours in the first session to receive grant, loan, or college work-study funds during the first session.

7. not be in default on any loan made from a student loan fund at any institution or a loan made, insured, or guaranteed under the Federal Family Education Loan Program;

8. not owe a refund on grants previously received for attendance at any institution under the Federal Pell Grant Program, Federal Supplemental Educational Opportunity Grant Program, or the State Student Incentive Grant Program.

Additional requirements are listed in individual program descriptions on the following pages.

A financial aid applicant who is transferring to Texas Woman's University from another university, college, or junior college must request a financial aid transcript from each institution previously attended. The financial aid transcript is required even if the student did not receive financial aid at the previous institution.

Loans and grants are generally disbursed by crediting them to the student's account in installments equivalent to one-half the yearly award each semester. Earnings from college work-study and student employment are disbursed monthly. Payments from graduate assistantships or traineeships are disbursed monthly.

A student who withdraws from or drops courses after receiving a financial aid payment may be required to repay part or all of her or his financial aid immediately. A financial aid recipient who is considering dropping courses or withdrawing from the University should contact the Financial Aid Office prior to making any changes in enrollment.

Some financial aid funds such as grants, scholarships, Perkins Loans, and Nursing Student Loans are applied automatically toward registration or pre-registration charges. Consequently, students who register by telephone and later decide not to attend Texas Woman's University must contact the Registrar at 817/898-3000 to officially withdraw from all classes. Simply not showing up for class or not paying cash for the registration will not automatically cancel the classes. Failure to withdraw officially will result in grades of "F" for each class in which one has pre-registered. Additionally, the student may incur additional cost if the courses are not properly cancelled.

Financial aid applications are processed by the Financial Aid Office in the order in which files become complete. Financial aid deadlines are as follows:

Academic Scholarships: February 1

Summer Financial Aid: March 1

Fall/Spring Financial Aid: April 1

Applications and additional information may be obtained by contacting the Texas Woman's University Financial Aid Office, P.O. Box 425408, Denton, Texas 76204-5408, (817) 898-3050.

* Please note: TWU's area code (817) will change to 940 on May 25, 1997.
Satisfactory Academic Progress for Financial Aid

In order to maintain financial aid eligibility students must maintain satisfactory academic progress toward a degree or certificate. Specifically, this means that full-time (12 or more credit hours) undergraduate students must successfully complete nine or more hours each long semester and meet or exceed the appropriate cumulative grade point average for their classification. The minimum cumulative grade point requirements are as follows:

0 - 29 hours 1.4

30 - 59 hours 1.7

60 hours and above 2.0

Grades of F, I, W, WP, X, and WF will not satisfy the academic progress requirement. Undergraduate financial aid applicants, pursuing fields other than Occupational Therapy, may not have registered for, earned, or attempted more than 186 hours. Undergraduate Occupational Therapy majors may not have registered for, earned, or attempted more than 276 hours. The maximum hours of possible eligibility include all hours registered for, earned, or attempted at Texas Woman's University plus any hours transferred to Texas Woman's University, regardless of whether financial aid was received.

Undergraduate students enrolled for at least six credit hours, but less than twelve credit hours, must successfully complete six credit hours each long semester and meet or exceed the minimum cumulative grade point average for their classification. Grades of F, I, W, WP, X, and WF will not satisfy the academic progress requirement.

Transfer students must meet the same satisfactory academic progress requirements and maximum enrollment limits as other students. All credit accepted for transfer will be used in determining satisfactory academic progress.

Students pursuing a second undergraduate degree must maintain a minimum cumulative grade point average of at least a 2.0 and not have registered for, earned, or attempted more than 93 hours toward the second undergraduate degree.

Graduate students must successfully complete at least six credit hours each long semester with a minimum 3.0 cumulative grade point average in order to maintain financial aid eligibility. Grades of F, I, W, WP, X, and WF will not satisfy the academic progress requirement. Master's level financial aid applicants may not have registered for, earned, or attempted more than 54 hours toward a master's degree. Doctoral level financial aid applicants may not have registered for, earned, or attempted more than 90 hours toward a doctoral degree. The maximum hours include all hours at the master's or doctoral level from any institution regardless of whether aid was received. If a graduate applicant's curriculum requires more course work than the allowable maximum, a letter from the department chair specifying the total hours required must be submitted to the Financial Aid office for re-evaluation of the applicant's maximum enrollment period.

Undergraduate and graduate students who enroll for less than six credit hours a semester must successfully complete each course attempted with the appropriate minimum cumulative grade point average.

In assessing satisfactory academic progress, the student's cumulative academic record will be evaluated each semester. Non-credit remedial courses do not count toward the minimum academic requirements for students who have completed 30 credit hours (Examples: Math 1113, English 1003). Students will be permitted to repeat courses to improve their grades. The Financial Aid Office will monitor the number of repeated courses to ensure that students are prudent in their decisions to repeat courses. Abuse of the repeat privilege will result in the loss of financial aid eligibility for one semester.

Failure to meet the minimum satisfactory academic progress requirements by any freshman or sophomore financial aid applicant or recipient will result in financial aid probation. A student on financial aid probation will be permitted to receive aid for one more semester. If the student meets the minimum academic requirements at the end of the probationary semester, she or he will return to good standing. Failure to meet the minimum standards at the end of the probationary semester will result in the loss of financial aid eligibility until the minimum standards are met. Failure to maintain the minimum cumulative grade point averages by juniors, seniors and graduate students will result in the immediate suspension of financial aid.

A student who failed the satisfactory academic progress requirement may request a re-evaluation of his or her status once the academic requirements are met. Students on financial aid suspension may not receive any aid other than academic scholarships or student employment while they are attempting to make up a deficiency.

If a student changes his or her major and begins pursuing a different degree or certificate, the student's maximum time frame for completion of the new degree may be re-evaluated. It is the student's responsibility to inform the Financial Aid office of such a change in his or her course of study.

Students who experience mitigating circumstances during their enrollment such as divorce of a parent or spouse, death of an immediate family member, or severe medical problems may appeal their status to the Director of Financial Aid. Written documentation is required for an appeal.

Financial Aid Refunds and Repayments

Financial aid recipients who enroll and receive aid for a particular semester, then fail to complete that semester, may have to repay part or all of the aid received for that semester. Additionally, any tuition, fees, room or board payments refunded by TWU as a result of a student's withdrawal must be returned to the financial aid programs in accordance with federal law.

The schedule for tuition and fee refunds is listed in the "Cost of Attendance" section of this catalog. In accordance with federal law, refunds for a
student who is attending TWU for the first time, receiving federal financial aid, and who has not completed 60 percent of the semester prior to withdrawal, will be the larger of the amount provided under

1) The requirements of applicable state law;

2) A pro-rata calculation which yields a refund of not less than that portion of the tuition, fees, room, board, and other charges assessed the student by TWU equal to the portion of the period of enrollment for which the student has been charged that remains on the withdrawal date, rounded downward to the nearest 10%, minus any unpaid amount of a scheduled cash payment for the period of enrollment for which the student has been charged, minus any reasonable administrative fee, and minus any application fee.

Financial aid payments received by a student for periods of enrollment which were not completed are called overpayments. The Title IV (federal) share of a financial aid overpayment which must be returned to TWU as a result of a withdrawal is the lesser of:

1) The amount of assistance received under the Title IV (federal) programs other than college work study; or

2) The amount obtained by multiplying the refund by the following fraction:

Title IV (federal) assistance (except work study, Stafford,

Supplemental, and Parent Loans) received for the payment period.

Total assistance (except all earnings and Stafford, Supplemental,

and parent Loans) received for the payment period.

The Title IV (federal) share of a refund is the lesser of:

1) The amount of assistance received under the Title IV (federal) programs other than work study for the payment period; or

2) The amount obtained by multiplying the refund by the following fraction:

Title IV (federal) assistance (except work study earnings)

received for the payment period.

Total assistance (except all work earnings)

received for the payment period.

State financial aid refunds and repayments are also calculated using the formulas above. Federal financial aid refunds and overpayments are returned to the programs through the following order of distribution:

1) Unsubsidized Stafford Loan;

2) Subsidized Stafford Loan;

3) Parent Loan;

4) Federal Direct Loan;

5) Federal Perkins Loan;

6) Federal Pell Grant;

7) Federal Supplemental Educational Opportunity Grant;

8) Other Title IV assistance; and

9) to the student.

Federal financial aid repayments are returned to the programs through the following order of distribution:

1) Federal Direct Loan

2) Federal Perkins Loan

3) Federal Pell Grant

4) Federal Supplemental Educational Opportunity Grant

5) Other Title IV Aid Programs

6) Other Federal, State, private, or institutional aid.

In calculating repayments, funds disbursed for books are considered 100% expended on or after the first class day. Funds disbursed for off-campus living expenses, excluding payments from Stafford Loans, Parent Loans, and College Access Loans, must be repaid on the following schedule:

REPAYMENT SCHEDULE

LEAVE SCHOOL FALL/SPRING SUMMER I/II

PRIOR/1st Class Day 100% 100%

1st Week of classes 80% 80%

2nd Week of classes 70% 50%

3rd Week of classes 50% 0%

4th Week of classes 25% 0%

5th Week of classes 0% 0%

and beyond

Examples of refund and overpayment calculations for financial aid recipients may be obtained from the Office of Student Financial Aid.

Financial Aid Overawards

In accordance with federal law, financial aid awards will be revised if the recipient receives additional financial resources after a financial aid award has been offered by Texas Woman's University.

Grants

Federal Pell Grant - Federal Pell grants range from $200 to $2,700 depending upon the student's eligibility. Awards are reduced for enrollment less than 12 credit hours. To be eligible, applicants must not have received a baccalaureate degree. The Federal Pell Grant Processing Center will calculate the student's eligibility from the Free Application for Federal Student Aid and send her or him a Student Aid Report (SAR).

Federal Supplemental Educational Opportunity Grant - This grant is awarded on the basis of exceptional financial need to undergraduate students
who have not received a baccalaureate degree. Awards range from $200 to $4,000 per year.

Texas Public Education Grant - This grant, which is available to Texas resident, non-Texas resident, graduate, undergraduate, and non-resident alien students is awarded on the basis of financial need. Awards vary in size depending on the student's eligibility.

Texas Public Education-State Student Incentive Grant - This grant is awarded on the basis of financial need to undergraduate students. Awards range from $100 to $2,000 per year depending on the student's eligibility.

Tuition Scholarship - This scholarship is awarded on the basis of financial need to Texas residents. Awards range from $100 to $600 depending on the student's eligibility.

Employment

In compliance with the Immigration Reform and Control Act of 1986, all

employees hired after November 6, 1986, will be required to supply documents which provide proof of identity and eligibility for employment in the United States.

Examples of documents:

Valid driver's license and valid social security card.

*Certificate of United States Citizenship (INS Form N-456 or N-561). *Certificate of Naturalization (INS Form N-550 or N-570).

*Alien Registration receipt card.

*United States passport.

College Work Study - The College Work Study program permits undergraduate and graduate students to earn from $700 to $3,400 annually on the basis of financial need. Jobs include work in the dining halls, offices, laboratories, library, maintenance, etc.

Student Employment - Students may work on campus as student assistants under the Student Employment Program. Students must be enrolled for at least six credit hours and may earn up to $3,400 per academic year. This program is coordinated through the Student Employment Office located in Jones Hall for students on the Denton Campus. Employment on the Dallas or Houston campuses is coordinated by the Financial Aid Counselor located on those campuses.

Project Pioneer - This program allows undergraduate students to pay for room and board by working 15 hours per week on campus. The program covers the meal plan and the double room rate. Eligible applicants must:

1. enroll in at least 12 credit hours;

2. demonstrate financial need by completing the Free Application for Federal Student Aid;

*For students who applied for residency or citizenship through the U.S. Immigration and Naturalization Service.

3. not receive other types of financial aid with the exception of Federal Pell Grants and scholarships;

4. make application by April 1.

Preference will be given to freshman and sophomore students who are Texas residents. (Program limited to 50 students.)

Graduate Research and Teaching Assistantships - The University provides a number of teaching and research assistantships for qualified graduate students as part of the educational and professional preparation program. Stipends vary according to assignment and qualifications of the applicant. Applications for assistantships may be obtained from the head of the academic component in which the student will study or from the Graduate School. The application and supporting documents, including official transcripts, verification of graduate status, and letters of reference, must be filed with the head of the academic component for review and recommendation. Applications should be filed no later than June 1 for the following academic year and by April 1 for the following summer session.

Professional Nurse Traineeship - Traineeships are awarded on the basis of need. In order to be eligible for consideration, a student must:

1. Be enrolled in full-time graduate studies;

2. Be enrolled in clinical area course work;

3. Hold an unconditional admission status;

4. Present documentation of need for financial assistance.

The number and amount of awards is contingent upon annual funding by the Department of Health and Human Services. Applications may be obtained from the Dean of the College of Nursing.

Loans

Any student who receives a loan as part of her or his financial aid award

must attend a Loan Counseling/Debt Management Session which is offered by the Collections Section of the Financial Aid Office.

Federal Perkins Student Loan - This loan is available to undergraduate and graduate students on the basis of financial need. A student may borrow up to a total of (a) $3,000 annually for a program leading to a baccalaureate degree; (b) $5,000 annually for graduate study up to an aggregate maximum of $30,000. (This total includes any amount borrowed under Perkins for undergraduate study.) Repayment begins six to nine months after the student graduates or ceases to be enrolled for at least six credit hours. The current interest rate is 5% annually. Under certain circumstances a portion of the loan may be cancelled for designated public service.

Nursing Student Loan - This loan is available to undergraduate and graduate nursing majors on the basis of financial need with preference given
to students with exceptional financial need. Exceptional financial need exists when a student's resources do not exceed one-half of the cost of education. Students may borrow up to $2,500 annually during the first two years of undergraduate study and up to $4,000 annually for subsequent years to an aggregate of $13,000. The interest rate for loans made after November 4, 1988, is 5% annually. Repayment begins nine months after a borrower graduates or ceases to be enrolled for at least six credit hours in the College of Nursing.

Ralston Student Loan - This loan is available on the basis of financial need to Texas residents who are full-time medical or nursing students. Loans will not be made to freshman students nor will loans be made for residency or post-graduate work. Annual loan limits are $5,000 for medical students and $2,000 for nursing students. The interest rate is 7.5% annually, except for students who specialize in the study of the eye for whom the interest rate is 6.5%. Repayment of the loan begins three months after graduation or termination of the student's studies.

Hinson-Hazlewood Stafford Student Loan - This loan is based on financial need and is available to undergraduate and graduate students who are eligible to pay the Texas tuition rate. Undergraduates may borrow up to $2,625 during the first year of study, and up to $3,500 during the second year of study, and up to $5,500 annually after the first two years up to an aggregate total of $23,000. Graduate students may borrow up to $8,500 annually to an aggregate of $65,500. The interest rate is variable up to 9% maximum. Repayment begins six months after the student graduates or ceases to be enrolled for at least six credit hours per semester. Under certain circumstances a portion of the loan may be cancelled if the borrower obtains a doctorate in medicine or psychology and is employed by certain specified Texas state agencies.

Federal Stafford Student Loan (Guaranteed Student Loan) - This loan is available on the basis of financial need. Undergraduates may borrow up to $2,625 annually during the first year of study, up to $3,500 during the second year of study, and up to $5,500 annually after the first two years up to an aggregate total of $23,000. Graduate students may borrow up to $8,500 annually to an aggregate total of $65,500. The interest rate will be variable up to 9%. If the student currently has a Stafford Student Loan (GSL) outstanding at either 7%, 8%, or 9%, the interest will continue at that assigned rate. The actual interest rate will be printed on the Disclosure Statement which the student will receive from the lender. Repayment begins six months after the student graduates or ceases to be enrolled for at least six credit hours. Loans under this program are made by commercial lenders such as banks and credit unions. A list of lenders may be obtained by contacting the Financial Aid Office.

Federal Unsubsidized Stafford Loan - This loan is available to undergraduate and graduate students. Although financial need is not a criteria, loan amounts may be affected by other aid received. Dependent undergraduate
students may borrow up to $2,625 in the freshman year including any Subsidized Stafford eligibility; $3,500 in the sophomore year including any Subsidized Stafford eligibility; and up to $5,500 annually including Subsidized Stafford eligibility after the first two years up to an aggregate total of $23,000.

Undergraduate independent students may borrow up to $6,625 in the freshman year including any Subsidized Stafford eligibility; $7,500 in the sophomore year including any Subsidized Stafford eligibility; and up to $10,500 annually including Subsidized Stafford eligibility after the first two years up to an aggregate total of $46,000.

Graduate students may borrow up to $18,500 annually including Subsidized Stafford eligibility. The total debt allowed for combined undergraduate and graduate study is $138,500. Repayment begins six months after the student ceases to be enrolled in at least six credit hours per semester. The interest rate is variable not to exceed 8.25%. Variable rates are set each June by the federal government. Borrowers may receive up to 10 years to repay the debt.

College Access Loan - This loan is offered by the Texas Higher Education Coordinating Board to eligible students who enroll full time and are Texas residents or eligible to pay Texas resident tuition. Applicants must secure a credit-worthy payment guarantor (co-signer) other than a spouse. Students who did not have sufficient need to qualify for a Stafford Student Loan (GSL) may apply for the College Access Loan.

The aggregate loan limit is $30,000.00. The annual loan limit is the lesser of $7,500 or the student's requested amount.

The loan accrues simple interest of 9% from the date the funds are disbursed. Repayment begins six months after the student ceases to be enrolled at least half time. The minimum monthly payment is $50.00. Principle and interest must be paid in full within 10 years after repayment begins.

Parent Loan for Undergraduate Students - This loan is available to the parent of a dependent student for the student's educational expenses. Parents may borrow up to the cost of attendance, minus other financial aid, annually. Repayment begins 60 days after the parent receives the loan disbursement. Interest accrues from date of disbursement at a variable rate not to exceed 10% annually. The federal government sets the rate each year. This loan does not require an evaluation of income to determine eligibility.

Emergency Loans - Short-term loans are available to assist students in paying tuition and fee charges, and in some cases, partial room and board charges. Interest rates range from 3%-5% annually. Repayment must be made in full usually within 30 - 60 days. In all cases the loan must be repaid prior to the end of the semester for which it was granted.

Scholarships

The University annually awards a large number of scholarships which have been made possible by generous friends and supporters of the University.
Normally, no more than two scholarships will be awarded concurrently to the same recipient. Inquiries concerning scholarships which require the student to be enrolled in a specific academic major should be directed to the appropriate academic chairperson. All other inquiries should be directed to the Office of Financial Aid. Applications for financial aid, including scholarships, are available at the Office of Student Financial Aid, Texas Woman's University, Box 425408, Denton, Texas 76204-5408. Scholarship applications should be filed by February 1.

Floy Agnew Endowed Scholarship: Established by Ms. Floy Agnew to provide scholarships to freshman or undergraduate transfer students. Awards are based on academic achievement and financial need, and are awarded by the TWU General Scholarship Committee.

Charles Rodney Albert Endowed Memorial Scholarship: Awarded annually to an outstanding graduate or undergraduate student majoring in the Department of Sociology and Social Work, this scholarship was established by the family and friends of Dr. Albert, an associate professor of sociology in the Department of Sociology and Social Work from 1974 to 1981. The recipient will be selected by the scholarship committee of the department.

Prudence Alexandar DAR Nursing Endowed Scholarship: Provides funds for awards to one or more TWU students enrolled in or attending the College of Nursing at the Dallas Center or Denton campus. Interested applicants should contact the Dean of the College of Nursing. Awards are limited and usually range from $250 to $500 annually.

Bettee Andrews Dental Hygiene Endowed Scholarship: Established to provide an annual scholarship to a dental hygiene student in their junior year. The award for junior-level recipient is $400. Must have a minimum cumulative grade point average of 3.0 and must have exhibited outstanding performance as determined by the Dental Hygiene faculty. Applicants must submit a letter denoting their achievements and financial status to the Director of the Dental Hygiene Program. The faculty selects the recipient based on the individual review of each application.

Mabel F. Arbuthnot Endowed Scholarship in Foreign Languages: Established by the family and friends of Dr. Mabel F. Arbuthnot, a former member of the Department of Foreign Languages, in memory of her excellence as classicist, poet, and teacher. Awards are made on the recommendation of the faculty of the department, to an upperclass student studying foreign languages who has maintained a superior scholastic record.

Associated Dance Students Scholarship: Recipients are selected by the Associated Dance Scholarship Committee. Applications may be obtained from the Department of Performing Arts - Dance Program.

Marguerite Dickson Barber Sciences Endowed Scholarship: Established by Col. Lewis B. Barber in memory of his late wife, Mrs. Marguerite
Dickson Barber. This fund provides awards to outstanding students majoring in the sciences.

J. Nolan Barnett Scholarship for Special Education: Established by the Denton Council of the United Commercial Travelers of America as an annual competitive scholarship; to apply, contact the chair of the Department of Early Childhood and Special Education.

Breta Bell Memorial Scholarship: Created by the literary-social club Alpha Omega to award an annual scholarship. It is to be awarded during the spring semester to the outstanding member of the club for that year.

Caroline Bellamy Endowed Music Scholarship: Under the provisions of the will of Mrs. Caroline Barbee Bellamy, alumna of Texas Woman's University, a permanent fund has been established to provide scholarships for students majoring in music.

Robert O. Benfield Memorial Endowed Scholarship: Established by family and friends of Robert O. Benfield, former Vice President for Fiscal Affairs, to provide scholarships for students who are planning careers in higher education and to provide educational enhancement through college courses or professional development opportunities for staff employed at a level below that of Director in the Fiscal Affairs division of Texas Woman's University. Scholarship recipients will be selected by a representative of the Fiscal Affairs division along with the TWU General Scholarship Committee. The staff members will be selected by a committee chaired by the Vice President for Administration and Finance or a designee and no fewer than four committee members selected by the Vice President.

Donna Jean Billington Endowed Scholarship: Established through the provisions of the last will and testament of Donna Jean Billington for students in the field of library sciences.

Mae Wadley Boyd Professional Nursing Endowed Scholarship: Awarded annually and is provided from a fund established at the University by the Texas Federation of Women's Clubs during the administration of the late Mrs. Ben W. Boyd of Denton, Texas, as President of the Federation.

Sharon Loretta Brocker Endowed Scholarship: Established by Lewis W. Brocker in memory of his daughter, Sharon Loretta Brocker, to benefit graduate students in the Department of English, Speech and Foreign Languages.

Caro Brown Endowed Scholarship: Established in honor of Mrs. Caro Brown, TWU alumna and first woman to win a Pulitzer Prize for reporting. Awarded to students majoring in Journalism and Broadcasting.

Doris McCarter Brownell Endowed Scholarship: Established by Mr. Herbert Brownell and his family and the Kemper Educational and Charitable Fund, provides awards to undergraduate or graduate students in the College of Health Sciences who are specializing in or plan to specialize in the field of
nutrition and food sciences. Applications may be obtained from the Department of Nutrition and Food Sciences.

Earl C. Bryan Scholarship: Established by Mrs. Gordon Smedley to honor Earl C. Bryan for an outstanding senior or graduate student studying the area of speech pathology within the Department of Communication Sciences and Disorders.

Reba Bucklew Sociology and Social Work Endowed Fund: Established by Dr. Ethelyn Davis, provides awards to students in the Department of Sociology and Social Work. Recipients are selected by the department.

Shaun Burns Memorial Scholarship: Established by Barbara Nunneley in memory of the infant son of a close friend to provide funds for students in financial need.

Business and Economics Endowed Scholarship: Established by LaVerne Collins Chatfield, an alumni of TWU, for students who are majoring in business. Recipients are selected by a committee appointed by the Chair of the Department of Business and Economics. While financial need is a factor in evaluations, academic excellence is the prime requisite.

George L. and Sarah White Button Endowed Memorial Scholarship: Established by Mrs. Annie Hughey of Denton, Texas, in memory of her grandparents, Mr. and Mrs. George L. Button.

Susie G. Carlisle Endowed Scholarship: Established through the provisions of the last will and testament of Susie G. Carlisle for students majoring in home economics.

Grace Fewell Carothers Endowed Scholarship: Established by Mrs. Katherine Moore in memory of her sister, Grace Carothers, for students majoring in Early Childhood Education. Recipients are selected by a committee representing the College of Education and Human Ecology.

John Winston Carter Endowed Memorial Scholarship: Established through the estates of Clare C. Caspersen and Ruth Carter Slack in memory of their brother, John Winston Carter, for students majoring in Nursing at the Texas Woman's University Institute of Health Sciences Center in Houston, Texas. Recipients are selected by a committee representing the College of Nursing in Houston.

Claude and Isla Castleberry Scholarship: Established by Bob Castleberry in memory of his parents for students majoring in nutrition or food sciences.

LaVerne Collins Chatfield Endowed Scholarship: Established by LaVerne Collins Chatfield and her husband, Alfred, to provide scholarships to students majoring in business and economics. Recipients are selected by a committee representing the Department of Business and Economics.

Dr. Norman Chater Memorial Endowed Scholarship: Established by friends and family in memory of Dr. Norman Chater, husband of Dr. Shirley S. Chater, eighth president of Texas Woman's University; to apply, contact the director of the Athletics Department.

Johnie Christian Endowed Scholarship: This scholarship was established through the last will and testament of Johnie Christian to provide financial assistance to worthy undergraduate or graduate students in need of funds to continue their education at Texas Woman's University. Preference will be given to minorities and underprivileged students.

Frankie B. Clark Endowed Memorial Scholarship: Established by Mrs. Billa Clark Moore of Corpus Christi, Texas, an alumna of the University and sister of Frankie B. Clark, and Jinks L. Clark, father of Miss Clark and Mrs. Moore. Awarded annually to a full-time student in health studies, kinesiology, or recreation.

Class of 1941 Endowed Scholarship: The purpose of this scholarship is to provide financial assistance to undergraduate students with a minimum cumulative grade point average of 3.0 or to graduate recipients with a minimum grade point average of 3.5. All applicants must be enrolled full-time and demonstrate competence and commitment in their chosen field of study.

Class of 1945 - Frances Matsler Gordon Endowed Scholarship: Established by Helen H. Deiker and Frances Matsler Gordon on behalf of the Class of 1945, this scholarship provides income for undergraduate female students in any field of study. Scholarships will be awarded based on financial need and academic performance.

Willis Clark Endowed Research Scholarship and Fellowship in Chemistry: Awarded annually to undergraduate or graduate women majoring in chemistry, selected by the Scholarship Committee of the Chemistry and Physics Department. Established by Mrs. Marguerite Rittenhouse.

Mrs. Sue E. Comer Endowed Art Scholarship: Established by Mrs. Sue Comer of Houston, Texas, to support an annual art scholarship of approximately $300. The scholarship award is made upon recommendation of the faculty of the Department of Visual Arts.

Communication Sciences Development Scholarship: Established by the Department of Communication Sciences and Disorders, this scholarship provides financial assistance to students within the Department of Communication Sciences and Disorders. Recipients are selected by the scholarship committee in the Department of Communication Sciences and Disorders.

Dr. Boots Cooper Endowed Athletic Scholarship: Established to recognize the prominent physician, Dr. Boots Cooper, for student athletes majoring in medicine or the allied health professions. Recipients are selected by a committee representing the Athletics Department.

Ruth Martin Crary Endowed Scholarship: Established in memory of Ruth Martin Crary by Janet Johnson and Milton L. Martin for undergraduate or graduate students. For more information contact the Office of Financial Aid.

Gabrielle and Joseph Crighton Endowed Scholarship: Established by a very dear friend of Gabrielle and Joseph Crighton for students interested in
studying dyslexia or majoring within the area of Early Childhood and Special Education; to apply, contact the chair of the Department of Early Childhood and Special Education.

Angela Denise Crockett, Officer Candidate Seaman U.S. Navy, Texas Woman's University, Class of 1992, Endowed Memorial Scholarship: Established by Charles Crockett in memory of his daughter, Angela Denise Crockett, for students majoring in nursing. Recipients are selected by a committee representing the College of Nursing.

Joyce M. Cronk Endowed Scholarship: Established by Dr. Joyce M. Cronk, alumna of TWU, for students majoring in health education, kinesiology, or recreation. The Office of Financial Aid should be contacted regarding the selection of recipients.

Curie Scholarship: Established by Dr. James E. Johnson and Dr. James E. Hardcastle for outstanding freshman chemistry majors. The awardee must be recommended by the chair of the Department of Chemistry and Physics, who will base a decision on the recommendation of the departmental scholarship committee.

Gretna Cobbs Bedford Davis Endowed Scholarship: Under the provisions of the will of Mrs. Gretna Cobbs Bedford Davis, alumna of Texas Woman's University, a permanent fund has been established to support scholarship awards to students in need of financial assistance.

Judith Buchanan Davis Endowed Memorial Scholarship: Established by Mr. William S. Davis of Deer Park, Texas, in honor of Mrs. Judith Buchanan Davis, awarded to full-time undergraduate students who are in good standing and studying nursing at the TWU Houston Center. To apply, contact the Financial Aid counselor at the TWU Houston Center.

Dawson Endowed Scholarships: These full academic scholarships given by Dr. and Mrs. John Dawson, Sr. and Dr. and Mrs. Donald C. Dawson are provided through the Dawson Endowment to help fund the education of students who are single parents and who reside with their children in the single parent housing at TWU.

Edith and Edgar Deen Endowed Communications Scholarship: The Fort Worth Chapter of the TWU Alumnae Association and friends of Mr. and Mrs. Edgar Deen established a permanent fund to support an annual scholarship to be awarded to a student who shows promise in creative or expository writing.

P. C. and Josephine Del Barto Endowed Scholarship: Established by the Del Barto-Tramonte Foundation. Provides scholarships for students in the fields of nursing, education, health, kinesiology, and recreation. Recipients are selected by each department.

Marie Delleney Endowed Memorial Scholarship in Art: B. L. Delleney of New York established a permanent fund to provide an annual scholarship for
a student majoring in art in memory of his sister, Miss Marie Delleney, for many years a member of the Art faculty of the University.

D. Genevieve Dixon Library Science Endowed Scholarship Fund: Friends, faculty, and staff of Texas Woman's University established this scholarship to honor Miss D. Genevieve Dixon. It is to be awarded annually to a student majoring in library science.

Paul Douglas Teacher Scholarship: Provide scholarships to outstanding high school graduates who are pursuing a course of study leading to a teaching career at the preschool, elementary, or secondary level. The maximum award is $5,000 per academic year not to exceed four years. For further information, contact the Director of Financial Aid.

Michael B. Duchin Endowed Memorial Scholarship: Established by Mr. and Mrs. Ralph C. Duchin to be awarded annually to one senior and one junior student in the College of Nursing at the Houston Center; awards are to be based upon academic and clinical excellence. To apply, contact the Assistant Dean of the College of Nursing at the Houston Center.

Anne Schley Duggan Endowed Scholarship: Established by alumnae, faculty, and students of Texas Woman's University and by family, friends, and colleagues of Dr. Duggan to cite her accomplishments as an educator, professional leader, author, lecturer, administrator, and friend. Recipient of the award must be a full-time major in health studies, kinesiology, or recreation. The award is reserved for those students above the sophomore level.

Betty Igo Duncan and Diane Elizabeth Duncan Endowed Scholarship: Established by Betty Igo Duncan and Diane Elizabeth Duncan to support scholarships for undergraduate and graduate students specializing in the field of Nutrition and Food Sciences who are in a financial need. The recipient is selected by a committee representing the Department of Nutrition and Food Sciences which will award one scholarship annually.

Lillian H. and C. W. Duncan Foundation Scholarship: Established by the Lillian H. and C. W. Duncan Foundation for an outstanding athlete. Recipients are selected by a committee in the Athletics Department.

Mary Anne Carter Duke Ebert Endowed Scholarship: Established by Mrs. Mary Anne Ebert, an alumna of TWU. Awards are made to students who are juniors, seniors or graduate students majoring in nutrition. Recipients will be selected by the Department of Nutrition and Food Sciences upon demonstrating need and outstanding performance.

Alumnae Emerson Scholarship: Established by Ms. Helen W. Henry in memory of Mr. Francis W. Emerson, a former Dean of Admissions and Registrar. Recipients are recommended to the Director of Financial Aid by the Director of the Alumnae Association.

Francis W. Emerson Scholarship in History and Government: Mr. and Mrs. Jay S. Fichtner of Dallas have provided an annual scholarship to be awarded to a student majoring in criminal justice as evidence of their esteem
for Francis W. Emerson, for many years Dean of Admissions and Registrar and member of the faculty of University. Mrs. Fichtner is an alumna of the Texas Woman's University.

English and Speech Endowed Scholarship: Awarded to TWU students specializing in English or Speech. A committee consisting of two faculty members and the Chair of the Department of English, Speech and Foreign Languages will be responsible for the selection of the recipients. Awards are based on financial need, academic achievement, or contributions to the academic community. Each recipient must be in good academic standing.

Fasken Foundation Endowed Scholarship: Established at TWU by the Fasken Foundation of Midland, Texas. The interest from the endowment fund is used to support annual scholarship awards to students in the health sciences.

Maurine Faulkner Endowed Scholarship: Established by Maurine Faulkner for students studying Spanish or majoring in Nutrition and Food Sciences or Mathematics. Selection of recipients shall be made by scholarship committees in the above mentioned areas of study.

Soraya and Joseph Fletcher and Carolyn S. Gunning Nursing Scholarship: Established by Soraya Fletcher to provide financial assistance to a student in the College of Nursing. Preference will be given to single parents enrolled in the LVN-BSN program and who are working a minimum of 20 hours per week. If individuals who meet these specifications do not apply, preference will be given to single parents enrolled in the LVN-BSN program.

Daniel K. Forrister, Ph.D., Endowed Scholarship: Established by the students, faculty, and staff of the Social Work Program at TWU in memory of Dr. Daniel K. Forrister for students majoring in social work. Recipients are selected by a scholarship committee within the Department of Sociology and Social Work.

Lavon B. Fulwiler Endowed Scholarship: Established in honor of Dr. Lavon B. Fulwiler for students whose majors are within the Department of English, Speech, and Foreign Languages. To apply, contact the chair of the department.

Maureen Gallagher Memorial Scholarship: Reserved for a sociology major from a fund established by the family and friends of Dr. Maureen T. Gallagher, former faculty member of Texas Woman's University.

Galvan Endowed Scholarship: Established by Juliet Galvan Logan, an alumna of TWU, for students majoring in any field of study at Texas Woman's University; to apply, contact the Director of Financial Aid.

Gertrude Gibson Endowed Scholarship: This scholarship was established by the friends of Ms. Gibson including TWU alumnae, faculty, staff, and students in recognition of the services she has rendered to the University. The scholarship is unrestricted and recipients are selected by the TWU General Scholarship Committee.

Giles-Galloway Athletic Scholarship: This annual athletic scholarship was established by Dr. and Mrs. James W. Galloway in memory of their fathers, I.C. Giles and James Galloway. This scholarship is to be awarded to a woman with a demonstrated academic record and some potential in competitive intercollegiate athletics.

The Grace Emanuel Gilkeson Endowed Fellowship: Established by family and friends of Dr. Grace Gilkeson, former Dean of the School of Occupational Therapy, to support student(s) seeking a Ph.D. in Occupational Therapy; to apply, contact the Dean of the School of Occupational Therapy.

Dr. Ben Goldbeck Endowed Scholarship: Established by Mrs. Helen Goldbeck in memory of her husband, Dr. Ben Goldbeck, to provide support for students who could otherwise not afford to pursue a course of studies in mathematics. Recipients are selected by the Department of Mathematics and Computer Sciences in consultation with the Dean of the College of Arts and Sciences.

Kathleen May Gonzalez Endowed Scholarship: Established by Kathleen May Gonzalez, a graduate of the College of Industrial Arts -- now known as Texas Woman's University -- for students majoring in any field of study at TWU; to apply, contact the Director of Financial Aid.

Jackie Greer Endowed Enrichment Fund: Awarded to an outstanding student in the Department of Business and Economics, with emphasis on studies on banking and finance, selected by the departmental scholarship committee. Established by friends in honor of Jackie Greer.

Patrick Griffin Memorial Scholarship: Established by friends and colleagues in memory of Patrick Griffin and is to be used for a student majoring in Therapeutic Recreation at Texas Woman's University. The recipient is selected by the Department of Early Childhood and Special Education.

John A. Guinn Endowed Scholarship: Established for deserving students in memory of Dr. John A. Guinn, former President of Texas Woman's University. Recipients are selected by the Office of Financial Aid.

Ruth Adkisson Hare Endowed Scholarship: Established in memory of Mrs. Ruth Hare, who graduated in 1914 from TWU, by Mrs. Helen Hare Thorpe and her brother, Richard F. Hare. TWU students majoring in nutrition, textiles, or human development and who are natural-born citizens are eligible. Scholarships are also based upon academic achievement and financial need.

Karen Harrison Memorial Scholarship: Established by the Graduate Library and Information Studies Association in memory of an outstanding student, Karen Harrison; awarded to students who show high academic achievement, financial need, and are beginning a program of library education at the graduate level. Contact the School of Library and Information Studies or the Financial Aid Office.

William Randolph Hearst Endowment for Student/Parents: Funded by the William Randolph Hearst Foundation to provide a stream of income for
educational costs, which may include living expenses, health care and childcare for student/parents; to apply contact the Director of Financial Aid or the Director of Housing.

Natalie Forsyth Hermann Endowed Memorial Scholarship: Under the provisions of the last will and testament of Mrs. Natalie Forsyth Hermann, member of the 1929 graduating class, a permanent fund has been established to support scholarship awards to students in need of financial assistance.

Hermes Endowed Scholarship: Established in memory of Augusta Willenberg Hermes, William Hermes, and Myrta Hermes.

Jessie Louise Herrick, M.D., Pre-Medical Endowed Scholarships: One or two scholarships are provided annually by a fund established by the late Dr. Jessie L. Herrick, former University physician. The scholarships are reserved for premedical students at the University.

Irene Bollier Herrington Memorial Scholarship: This annual award is provided by the family of Irene Bollier Herrington, member of the class of 1926, and it is reserved for a student in the graduate program of physical therapy. Recipients are selected by the School of Physical Therapy.

Robert W. Higgins Memorial Endowed Scholarship: Established by the family and friends of Dr. Robert W. Higgins, former member of the faculty and chair of the Department of Chemistry, is awarded annually in his memory to a student majoring in chemistry.

High School Valedictorian Scholarships: Each Texas student who is a high school valedictorian is awarded a tuition scholarship for study at Texas Woman's University. These scholarships are available only to graduates of accredited high schools and are good only for the year immediately following graduation. Each valedictorian must be certified by her or his principal or superintendent to the Texas Education Agency in order to be eligible for the award.

Barney Hilton Memorial Scholarship: Established by Frito-Lay, Inc. in memory of Mr. Barney Hilton. Awards are made to outstanding students majoring in the sciences.

Terry L. Hodges Endowed Memorial Scholarship: Awarded annually to full-time sophomore, junior, or senior students pursuing a career in nursing, based on financial need. Established by family and friends in memory of Terry L. Hodges, 1984 graduate.

Thelma Van Trease Hook Endowed Scholarship: Established by Mrs. Thelma Van Trease Hook in honor of the TWU class of 1922. The scholarship is to be awarded to TWU students who are children of (or descendents of) members of the 1922 class of TWU. If a sufficient number of applicants is not available in any given year or term, the University may give approval for other needy applicants.

Houston Center Emergency Nursing Scholarship: Established by the American Association of Occupational Health Nurses, Inc. to provide funds on
an emergency basis to needy students. Applicants should contact the Financial Aid counselor at the Houston Center.

Sam Houston Memorial Hospital Auxiliary Endowed Scholarship: Established by the Sam Houston Memorial Hospital Auxiliary to provide scholarships for students on the TWU Houston campus. A limited number of awards are made annually. Interested students should contact the financial aid counselor on the Houston campus.

Natha Howell Endowed Scholarship: Established by Ms. Natha Elizabeth Howell to provide funds to be used for the education and preparation of students in becoming teachers. Recipients must be enrolled in a program of teacher education.

Bertha Alitzer Hubbard Endowed Scholarship: Established by former President L. H. Hubbard as a memorial to his wife, the late Bertha Alitzer Hubbard, this scholarship is awarded annually.

L. H. Hubbard Graduate Endowed Scholarship: Established by student groups as an evidence of esteem for Dr. L. H. Hubbard during his tenure as President of the University.

Mary Evelyn Blagg-Huey Endowed Scholarship: Established by friends of Dr. Mary Evelyn Blagg-Huey, former President of Texas Woman's University, to provide support for outstanding and deserving students. Interested students should contact the Office of Financial Aid.

Hufford Endowed Scholarships: The will of the late Dr. Mary Ameta Hufford, for many years Dean of Women at Texas Woman's University, provided for the establishment of a fund which is the source annually of scholarships reserved for needy TWU students above the freshman level who have maintained at least a B average.

Mary Hufford Music Scholarship: This scholarship was established in honor of Mary Hufford. Recipients are selected by the Department of Performing Arts.

Millie Hughes-Fulford in Memory of Charlie Hughes Endowed Scholarship: Established by Millie Hughes-Fulford, an alumni of TWU, in memory of her father, for undergraduate students at the junior level who are also parents; to apply contact the Director of Financial Aid.

Nina Scott Hulsey Endowed Memorial Scholarship: Established by Selette Hulsey Pearce, class of 1957, in memory of her mother, Nina Scott Hulsey, a 1929 graduate of Texas Woman's University. This scholarship is to be awarded to an undergraduate student in elementary education who shows promise and needs financial aid.

Jessie H. Humphries Endowed Scholarship: Established by the family and friends of Miss Jessie H. Humphries, former Associate Dean of the Faculty and chair of the Department of Sociology and Social Work. Originally intended to encourage study in the field of sociology.

Julia Hunter Endowed Scholarship: Established through contributions by Miss Hunter's family, friends, and business associates at Lone Star Gas Company and North Texas Home Economist in Business. It is awarded annually to an undergraduate student in the College of Education and Human Ecology who maintains a 3.0 overall grade average.

Mary Gibbs Jones Scholarships in Nursing Education: Annual scholarships made available to nursing majors at Texas Woman's University by Houston Endowment, Inc., of Houston, Texas, a charitable foundation established and endowed by the late Mr. and Mrs. Jesse H. Jones of Houston, Texas.

Betty King Music Endowed Scholarship: This scholarship, open to all music majors with a preference for music therapy majors, is made through a provision in the will of Mr. William Lee Rudd in honor of Mrs. Joan Wall (Ludwig). Scholarship recipients are selected by the Scholarship Committee of the Department of Performing Arts.

Dr. Leslie R. Kreps Endowed Scholarship: Established by Betty Kreps in memory of her husband, Dr. Leslie Kreps, to provide financial assistance to graduate students who are English majors and have been admitted to the Master of Arts degree program or to the Doctor of Philosophy degree program. Preference will be given to applicants who display superior ability and strong interest in rhetoric. Additionally, this scholarship provides financial assistance for junior or senior undergraduate English majors or undergraduate speech students who demonstrate superior rhetorical skills in both oral and written forms.

Norma M. Kudiesy Endowed Athletic Scholarship: Established by Norma M. Kudiesy for student athletes majoring in any academic area at TWU. Recipients are selected by a scholarship committee within the Athletics Department.

Kuykendall-Harding Memorial Scholarship: Established as a memorial to the Kuykendall-Harding families by Mr. and Mrs. G. L. Harding; for more information contact the Office of Financial Aid.

Ray and Bertha Lakey Endowed Scholarships: Established by the will of the late Mrs. Bertha Lakey to provide for the establishment of a fund which annually provides a number of scholarships for women seeking a college education.

Florence Langford Endowed Scholarship: Established by Dr. Betty Alford, former Dean of the College of Nutrition, Textiles, and Human Development. Criteria for the selection of the recipient includes academic achievement and, secondly, financial need. Recipients are selected by the scholarship committee of the Department of Nutrition and Food Sciences.

Ethel M. Leach Special Education Scholarship: This scholarship, established by Ralph Leach in honor of his mother, Dr. Ethel Leach, is to be awarded to an outstanding student of special education. Recipients are selected by the chair of the Department of Early Childhood and Special Education.

LeBlanc Athletic Scholarship: Established by Mr. Ned F. LeBlanc for outstanding athletes. Recipients are selected by the Athletics Director.

Lewis A. Leavitt Endowed Scholarship in Occupational Therapy: Established by the friends and co-workers of Dr. Lewis A. Leavitt in his memory because of his record of leadership, innovation, and devotion in the field of occupational therapy; awarded to outstanding students in the field.

Bertha and Morris Levy Endowed Scholarship: Established by Mrs. Orien Levy Woolf of Dallas, Texas, an alumna who graduated with a major in sociology. It is awarded annually to an advanced or graduate student majoring in sociology.

Aileene S. Lockhart Endowed Scholarship: Established by Aileene S. Lockhart, former Dean of the College of Health, Physical Education, Recreation, and Dance, for graduate students majoring in Dance; if no graduate students qualify, then undergraduate students are selected by a scholarship committee within the Department of Performing Arts.

Grace, Mary, Viola and Ruth Jackson Loveless Endowed Scholarship: Established by Grace Loveless Jones and Ruth Jackson Loveless, alums of TWU, for students majoring in any field of study at Texas Woman's University; to apply, contact the Director of Financial Aid.

W.E. & Marvin Loveless Endowed Memorial Scholarship: Established by Dr. J.E. Loveless to honor the memory of his father, W.E. Loveless, and his brother, Marvin Loveless. Awards are made to deserving undergraduate students who have demonstrated competence and commitment in their chosen field of study and who have financial need. Recipients are selected by the TWU General Scholarship Committee.

Rod and Louise Kelly Lowery English Scholarship: Ms. Ann M. Lewis established this scholarship in honor of Rod and Louise Kelly Lowery. The scholarship is awarded by the Department of English, Speech, and Foreign Languages to an outstanding student majoring in English who is preparing to be a teacher.

Jan Lowrie Memorial Scholarship: Established by the family of Jan Lowrie, this scholarship provides financial assistance for students who are Performing Arts majors. Recipients are selected by the scholarship committee within the Department of Performing Arts.

Dr. Helen A. Ludeman Endowed Scholarship: Established by Alice Spencer, Dr. Ludeman's sister, and her husband, Don Spencer, for students majoring in chemistry; to apply, contact the chair of the Department of Chemistry and Physics.

Kitty Magee Sportswoman Endowed Scholarship: Made possible through the generosity of Kitty Magee, a retired TWU faculty member; awarded to students who qualify both academically and athletically. Candidates must meet the academic standards and be selected to participate in the varsity athletic program. Recipients are selected by the Athletics Department.

Marvin T. McDonald Endowed Nursing Scholarship: Established by Dr. Gerald P. Flanagan and Dr. Robert H. Nobles in honor of Dr. Marvin T. McDonald. Awards may be made to nursing students only.

Lee R. and Virgie McDonald Endowed Memorial Scholarship: Established through the bequest of Virgie M. McDonald for music majors studying piano; to apply, contact the chair of the Department of Performing Arts.

Eunice T. and Josie Maye McKenney Endowed Scholarship: Mrs. Anna Marie Prichard, her husband, Charles W. Prichard, and their son, Charles Van Prichard, established this scholarship in memory of Eunice T. and Josie Maye McKenney. This scholarship is awarded on the basis of academic achievement and financial need.

Ann Talbot McLemore Endowed Scholarship: Established by Dr. Alma McGee in honor of her mother, Ann Talbot McLemore. Recipients must have a grade average of B or above and show financial need. Both undergraduate students and graduate students may receive a scholarship. Priority will be given first to students in textiles and clothing and second to those studying fashion design or a related area.

Harlan C. Miller Endowed Memorial Scholarship: Established in memory of Dr. Harlan C. Miller, it provides awards to students who are majoring either in mathematics or physics and have a minimum grade point average of 3.0 in their major field and overall. Recipients are selected by the Department of Mathematics and Computer Sciences.

Roy A. Miller Minority Scholarship: Established by Maria Gabriella Miller and Lucile Miller in memory of their husband and son, respectively, for graduate students whose majors are within the Department of Sociology and Social Work and who are either members of an ethnic or racial minority group or international student; to apply, contact the chair of the Department of Sociology and Social Work.

John Bascom and Kathryn Morris Endowed Scholarship: Awarded annually to pay tuition and fees for students majoring in Nutrition and Food Sciences. Established by Lorena Holliman in memory of her parents.

Mary Agnes Murphy Endowed Scholarship: Mary Agnes Murphy, former faculty member, established an endowment to support an annual scholarship award to students majoring in health education, physical education, recreation or dance. Dr. Murphy established this scholarship in memory of her sister, Miss Marguerite Ann Murphy.

Antoinette M. Nagengast Endowed Scholarship: Established by Dr. Patricia A. Sullivan in memory of her mother for incoming transfer students majoring in nursing and/or dietetics; to apply, contact the Dean of the College of Nursing and the chair of the Department of Nutrition and Food Sciences.

Jessie Bateman-Barns Narsutis Endowed Scholarship: Established through the estate of Jessie Bateman-Barns Narsutis for students whose majors
are within the Department of Family Sciences. Selection of recipients are made by a scholarship committee within the Department of Family Sciences.

Mary Joyce Newsom Endowed Scholarship: Established for students majoring in Occupational Therapy at the Houston Center who are ready to enter the field work phase of their education. To apply, contact the Assistant Dean of the School of Occupational Therapy or the Financial Aid counselor at the Houston Center.

North American Foundation Endowed Scholarships: Gifts of the North American Aviation Company in recognition of the contribution made by alumnae of Texas Woman's University who were employed by this company during World War II.

Nutrition and Food Sciences Scholarship: Established by Dr. Florence Langford and Neva Hudsburgh. It is awarded to outstanding students in Nutrition and Food Sciences.

Omega Rho Alpha Endowed Scholarship in Honor of Agnes Tramel and Mildred B. Nelson: Awarded on the basis of merit by a committee composed of three faculty members from the Department of English, Speech and Foreign Languages. Those eligible to apply are dues-paying members of Omega Rho Alpha who have completed their freshmen English requirements.

Stella Owsley Endowed Memorial Scholarship: Established as a permanent fund to support scholarship awards to be given in memory of Dr. Stella Owsley, for many years a member of the faculty of Texas Woman's University.

Faye Pannell Endowed Memorial Scholarship: Established in memory of Miss Faye Pannell, a former Dean of the College of Nursing. Awarded annually to a student majoring in nursing.

Parry Endowed Nursing Scholarship: Awarded to nursing students at the Houston Center, based on scholastic competence, good moral character, dedication to the nursing profession, and financial need. Recipients are selected by the Scholarship Committee at the Houston Center.

Helen Thomas Perry Endowed Scholarship: Awarded to full-time women students majoring in Art at the junior level or above, recipients are selected by faculty of the Department of Visual Arts.

Maude Hemperley Pettit Endowed Scholarship: Established by Jean Pettit Smith in honor of her mother to provide financial assistance to students majoring in business. Students will be selected by the scholarship committee in the Department of Business and Economics.

Physical Therapy Endowed Scholarship: Established by the School of Physical Therapy. Recipients must have a cumulative grade point average of 3.0 or better and a grade of C or better in all prerequisite course work with no repeat course work. Financial need also will be considered. Applicants must submit a copy of their academic transcript and a statement outlining their educational expenses to the Dean of the School of Physical Therapy.

Pioneer Athletic Scholarships: These scholarships are provided by the TWU Pioneer Athletic Scholarship Campaign each year for promising and outstanding athletes. The number and size of the awards vary. Interested applicants should contact the Athletics Director.

Bowen Pope and Lessie Sigler Pope Endowed Memorial Scholarship: Mrs. Doris Pope Kinney, Class of 1936, Stamford, Texas, has established this endowed scholarship in the name of her parents. Residents of Jones County, Texas, receive first consideration.

Fannie C. Potter Endowed Memorial Scholarship: Awarded to junior or senior students, this scholarship is provided by the Texas Federation of Women's Clubs as a memorial to Fannie C. Potter, a past state president of the Federation

Jeanne Powell Scholarship: Established in memory of Jeanne Powell, a Texas Woman's University student in the Social Work program, to provide financial assistance to students with average grade point averages who are majoring in Social Work..

Presser Foundation Scholarship: This scholarship is the gift of the Presser Foundation of Philadelphia, Pennsylvania, and is awarded annually to a music student of outstanding promise, preferably one who is in training to become a teacher of music.

President's Council Scholarships: These prestigious scholarships are provided by the Texas Woman's University President's Council. Applicants must be fully accepted for admission as freshmen and must maintain a cumulative GPA of 3.0. Students working on a second bachelor's degree are not eligible. Scholarships are renewable for up to four years, eight semesters, or completion of the Bachelor's degree, whichever comes first. Applicants must have a minimum SAT score of 1300 or an equivalent ACT score. Recipients are selected by the TWU General Scholarship Committee.

Psychology Scholarship for Undergraduate Majors: Established preferably for undergraduate psychology majors who are women with overall GPAs of at least 3.0; if financial need is shown, it is to be taken into consideration. Recipients will be selected by the scholarship committee within the Department of Psychology and Philosophy.

Margot Purdy Memorial Scholarship: Established by Dr. Joyce M. Cronk, alumna of TWU, in memory of her treasured friend Margot Purdy, also an alumna of TWU. This scholarship assists students in financial need who are enrolled in the Department of Kinesiology.

Rosabelle Ragin Pridmore Endowed Memorial Scholarship: Established by Mr. James A. Pridmore in memory of Rosabelle Ragin Pridmore, a former TWU student, provides awards to deserving undergraduate and graduate students. Preference is given to students studying in music. Recipients are selected by the scholarship committee of the Department of Performing Arts.

Jean Pyfer Scholarship: Established by Dr. Jean Pyfer, Chair of the Department of Kinesiology. Recipients are selected by the Department of Kinesiology and must have an overall 3.5 grade point average, be physical education majors, and have professional promise.

Sadie Jones Ragsdale Endowed Scholarship in Speech or Hearing: Mr. and Mrs. Silas B. Ragsdale have established this scholarship fund in the name of Mrs. Ragsdale, a graduate of the University. Awards are reserved for students with majors within the Department of Communication Sciences and Disorders.

J. Newton Rayzor Endowed Scholarship: Established by J. Newton Rayzor of Denton, Texas for annual scholarships; to apply, contact the Director of Financial Aid.

Myrtle Budd Richardson Endowed Memorial Scholarship: Established by Mrs. John B. Galbraith in memory of her sister, Myrtle Budd Richardson. It is presented to a senior majoring in clothing and fashion merchandising who is to be selected by recommendation of the faculty of that department on the basis of scholarship, artistic appreciation, and the promise of achievement and who will use the award to support a special project in her field.

Frank C. Rigler Endowed Journalism Scholarship: The Texas High School Press Association has established this scholarship fund to honor Frank C. Rigler, former member of the faculty of Texas Woman's University and chair of the Department of Journalism.

John E. Riley Endowed Memorial Scholarship: Friends of the late Dr. John E. Riley, former member of the faculty of Texas Woman's University, established a permanent fund to support scholarship awards in his memory to students who are preparing to teach.

Robinson-Hendricks Endowed Memorial Scholarship: Established by Mr. and Mrs. E. R. Robinson, Dalhart, Texas, presented in recognition of the service rendered to their daughters, both graduates of the University, while they were students.

Rudd Endowed Scholarship and Loan Fund: Established by William Lee and Ruth Crosby Rudd of Burlington, North Carolina, to be used for the benefit of students majoring in music. Mr. and Mrs. Rudd have provided this student aid in appreciation of the work of a former member of the Performing Arts faculty, voice instructor of their daughter, Mrs. Betty Rudd King of Dallas.

Betty Rudnick Endowed Scholarship in Nursing: Established in honor of Dr. Betty R. Rudnick's record of leadership, innovation, and devotion in the field of nursing. Criteria for selection include the student's completion of the freshman, sophomore, and junior years at TWU in the College of Nursing and an earned cumulative GPA of 4.0 or the highest GPA of all students in her class.

Melvin E. Rust Endowed Memorial Scholarship: Friends and family of Melvin E. Rust, former member of the faculty of Texas Woman's University, have established a permanent fund to support scholarship awards in his memory to students who are preparing to teach.

M. Don Ryan Endowed Scholarship for Speech Pathology and Education of the Deaf: Established by Mrs. Donna M. Ryan, the wife of the late Dr. M. Don Ryan, to provide scholarships on an alternating basis to students majoring in speech-language pathology and deaf education. The recipient shall be selected by the faculty of the Department of Communication Sciences and Disorders, and be awarded this honor because of financial need, high level of performance, professional ethics and expertise in the chosen field.

Sadler Bible Class Scholarship: Established by Sadler Bible Class and awarded annually to a Nursing student at the Houston Center who is selected by the Scholarship Committee at the Houston Center.

Sammons Endowed Fellowships for the School of Occupational Therapy: Established by Frederic W. Sammons to support endowed fellowships for graduate education of outstanding occupational therapy students; to apply, contact the Dean of the School of Occupational Therapy.

Mabel Pearson and Charles H. Saunders Endowed Scholarship: Established by Mabel Pearson and Charles H. Saunders to provide women majoring in business or economics with financial assistance. Applicants must demonstrate academic potential and achievement and the need for financial support.

Ada Cade McCurry and Martha Faye McCurry Savage Endowed Scholarship: Under the provisions of the last will and testament of Martha Faye McCurry Savage, this scholarship was established to aid students majoring in English and/or History. Recipients will be selected by scholarship committees in the Department of English, Speech, and Foreign Languages and the Department of History and Government.

Sigma Tau Delta Scholarship: Established by the Beta Epsilon Chapter of Sigma Tau Delta, an honorary English society. Each year an award is made to a member deemed by a board of English faculty members to have written the best critical paper submitted for class work during the academic year.

Glenda Brock Simmons Scholarship: Established by the membership of Mortar Board, Delphi Chapter TWU, and friends of Dr. Glenda Brock Simmons, former Vice President for Student Life, to honor her for her many years of dedication and service to the students of Texas Woman's University.

Hazel Ruth Nelson Snodgrass Endowed Scholarship: Established by Susan and Larry Gekiere and Roger Gekiere in memory of Susan's mother for students majoring in art. For more information contact the Department of Visual Arts or the Office of Financial Aid.

Rose Marie Smith Endowed Scholarship for Student Teachers in Mathematics and Computer Science: Established by the North Texas Council of Teachers in Mathematics to honor Dr. Rose Marie Smith, former
chair of the Department of Mathematics and Computer Science at TWU. This endowment provides two annual scholarships for students during their student teaching experience in mathematics and computer science. Students may be at the undergraduate or graduate level and must meet the criteria set forth by the scholarship Committee of the Department of Mathematics and Computer Science.

Marion E. Jones Snowden Endowed Memorial Scholarship: Established in memory of Marion Elizabeth Jones Snowden, a former student of TWU. Recipients must show financial need and be majoring in the field of music. Recipients are selected by the Scholarship Committee for the Department of Performing Arts.

Sandra Souza Endowed Memorial Scholarship: Established by Mr. and Mrs. Joseph A. Souza in memory of their daughter, Sandra Souza. The scholarship is awarded annually to an outstanding TWU athlete. The selection committee is appointed by the Athletics Director.

Mabel Williams Sowell Endowed Scholarship: Established by Grover E. and Sally M. Murray in honor of her mother for scholarships within the area of home economics. To apply, contact the chair of the Department of Family Sciences.

Mary Ethel Sowers Endowed Nursing Scholarship: Established by Ms. Mary Ethel Sowers to provide scholarships to students majoring in the field of nursing.

Clifton Tinsley Sparks Memorial Scholarship: Established by friends of Dr. Clifton Tinsley Sparks, former Dean of the College of Education. Recipients must be enrolled in the undergraduate teacher education program or be academically eligible for admission to undergraduate teacher education. Preference is given to students with financial need. Recipients are selected by the College of Education and Human Ecology.

Coreen Mary Spellman Delta Phi Delta Scholarship in Art: Established by the Delta Phi Delta Art Fraternity in honor of Miss Coreen Mary Spellman, a long-time TWU faculty member who initiated and sponsored the Delta Phi Delta Fraternity from 1940 to 1974. An annual scholarship is to be awarded to the member of the fraternity who has achieved the highest academic rank.

Lillian Rizzo Spicola Scholarship: Established to provide scholarships for undergraduate or graduate students majoring in reading in the TWU College of Education and Human Ecology. Recipients must demonstrate financial need, high scholastic ability, and a personal commitment to teaching. Students wishing to apply should send two letters of recommendation, a handwritten statement of the importance of teaching reading, and evidence of monetary need to the Department of Reading and Bilingual Education.

Alleen Yeary Standifer Endowed Scholarship: Mrs. Hewitt B. Fox (Margaret Standifer) established this annual scholarship in memory of her
mother, Alleen Yeary Standifer, who graduated in 1911 in Home Economics from TWU. The scholarship is awarded to an outstanding graduate student in the Department of Nutrition and Food Sciences.

Ann Lindemann Starnater Endowed Scholarship: Established by the Class of 1958, the scholarship is to be awarded annually to a major in the Department of Sociology and Social Work. The recipient must be an outstanding student who has exhibited leadership qualities and service to the University.

State Scholarship for Ethnic Recruitment: Established by the 68th session of the Texas Legislature. Provides scholarships to qualified undergraduate students enrolling at the Texas Woman's University for the first time, either as freshmen or transfer students. To be eligible an applicant must:

A) be enrolling as a freshman student who has graduated in the upper third of her/his high school class or have composite SAT scores of at least 700 or ACT scores of at least 17; or, be a transfer undergraduate student with at least a 2.50 grade point average, on a 4 point scale, at the last college attended.

B) indicate serious academic purpose with avowed intention to complete a baccalaureate degree.

C) be a Texas resident who has resided in the state at least 12 months prior to applying for this scholarship.

D) not be a recipient of any form of athletic scholarship.

E) be certified by TWU as needing the award.

The one year scholarships are valued at $500 to $1,000 each. Appropriate transcripts and test scores must be filed with the registrar prior to application.

George Stewart Memorial Scholarship: Established in memory of Dr. George Stewart, retired professor of chemistry at TWU. The purpose of this scholarship is to provide financial assistance to students in the field of chemistry. Recipients are selected by the scholarship committee within the Department of Chemistry and Physics.

Ruth Ashcroft Stirling Endowed Memorial Scholarship: Established through the provisions of the last will and testament of Mrs. Ruth Ashcroft Stirling, a former regent of Texas Woman's University, to support scholarship awards to outstanding undergraduate students.

Ann Bradshaw Stokes Foundation Scholarships: Scholarships given annually from the Ann Bradshaw Stokes Foundation for students majoring in drama; to apply, contact the chair of the Department of Performing Arts.

Pauline E. Terrell Endowed Scholarship: Awarded to women students, based on personal qualities and financial need. Established under the will of Pauline E. Terrell.

Donna Terry Endowed Softball Scholarship: Established by the TWU classes of 1976 and 1977 in memory of Coach Donna Terry for student athletes who are on the softball team; to apply, contact the Director of Athletics.

Texas Laundry and Dry Cleaning Association Scholarship: Established by the Texas Laundry and Dry Cleaning Association. Recipients must have junior standing or above, and major in clothing and costume design, clothing and fashion merchandising, textiles and clothing, or textiles technology. Recipients are selected by the Department of Fashion and Textiles.

Texas Woman's University General Scholarships: These scholarships in varying amounts are awarded annually to deserving students with outstanding high school or college records.

Texas Woman's University Foundation Scholarships: From funds of Texas Woman's University Foundation a substantial number of scholarships are awarded annually to deserving applicants of exceptional promise who need financial assistance in order to attend the Texas Woman's University.

Texas Society, D.A.R., Nursing Scholarship: Reserved for a nursing major who has completed her freshman year and awarded annually; provided from a fund established at the University by the Texas Society, Daughters of the American Revolution.

Ruth Thompkins Scholarship: Established by members of the Association for Retarded Citizens of Denton County and friends and relatives of Ruth Thompkins in honor of her years of service to mentally retarded citizens of Denton County. The scholarship is presented annually at the Awards Banquet of the Association for Retarded Citizens of Denton County to an undergraduate or graduate student with an outstanding record of community service for retarded persons. The recipient will be selected by the awards committee composed of faculty representatives from Physical Education, Nursing, Physical Therapy, and Special Education.

Henry and Billie Thompson Endowed Memorial Scholarship Fund: Established by Ms. Jane Kavanagh in honor of her parents, provides an annual scholarship to an undergraduate nursing student. Selection is made by the Dean of the College of Nursing based on need and scholastic ability.

Joyce Thompson Endowed Memorial Scholarship: Established by the Department of English, Speech and Foreign Languages of Texas Woman's University in memory of Dr. Joyce Thompson for students majoring in English. Recipients are selected by a scholarship committee in the Department of English, Speech and Foreign Languages.

Clarice Mixson Turner Endowed Scholarship: Established by Mr. F. Earl Turner in memory of his wife, Clarice Mixson Turner, for students with majors within the College of Arts and Sciences; first preference is to be given to those students majoring in English. Recipients are selected by a scholarship committee in the Department of English, Speech, and Foreign Languages.

Dora Tyer Memorial Scholarship: Established by the family and friends of Dora A. Tyer, a former faculty member in Child Development. It provides awards to students majoring in Child Development. Recipients are selected by the Department of Family Sciences.

Dr. G. Ann Uhlir Endowed Fellowship for Higher Education Administration: Established in honor of Dr. G. Ann Uhlir, this fellowship is awarded annually to a TWU academic administrator, faculty member, or student in the field of higher education. Applicants must provide a plan that describes their administrative development goal and how they will use the fellowship to achieve that goal. A current curriculum vitae must also be submitted with the application.

University Area Women of Rotary Endowed Scholarship: Established

by the University Area Women of Rotary, Houston, Texas, provides awards to outstanding students at the TWU Houston Center. Recipients must be United States citizens and residents of the Houston area. They must be enrolled in good standing with a B average or better and need financial assistance in order to continue their education.

Peggy and L.M. Waddell Endowed Scholarship: Established by Dianne W. Sawyer, M.D., an alumna of TWU, in honor of her parents for students who are pre-med or science majors with need; to apply, contact the Director of Financial Aid.

Reba M. Wadel Scholarship: Established by the Greater Dallas Section of the National Council of Jewish Women for graduate students in the Department of Family Sciences.

Weller-Washmon Graduate Painting Scholarship: Established by Laurie Weller and Gary Washmon, this scholarship provides financial assistance to graduate painting students. Preference will be given but not limited to out-of -state graduate painting students. Recipients will be selected by the Visual Arts Scholarship Committee.

Lillian Gray Williams Endowed Memorial Scholarship: Mr. Tom Q. Williams of Hurst, Texas, established this scholarship in memory of his sister, Lillian Gray Williams, an alumna of the University.

The Ruth James Wingo Endowed Journalism Scholarship: Established by Mr. and Mrs. David S. Wingo to be awarded to outstanding journalism students at TWU. Recipients are selected by the Mass Communications scholarship committee.

Woman of Achievement Endowed Scholarship: Established through the Woman of Achievement Program at Texas Woman's University; to apply, contact the Director of Financial Aid.

Women's Auxiliary, Denton County Medical Society Scholarship: Established by the Women's Auxiliary, Denton County Medical Society, to assist students majoring in one of the allied health fields of study who need financial aid.

Autrey Nell Wiley Endowed Memorial Scholarship: Established by Dr. Lucyle Hook in memory of Dr. Autrey Nell Wiley for students majoring in English. Recipients will be selected by a scholarship committee in the Department of English, Speech, and Foreign Languages.

Edward J. Wylie Memorial Scholarship: Awarded to students majoring in Special Education, based on academic achievement and financial need, recommended by the Chair of the Department of Early Childhood and Special Education.

Paul P. Young Endowed Scholarship: Established by family and friends in memory of Paul P. Young; to be awarded to needy students of history and government. The recipient of this scholarship is selected by the Department of History and Government scholarship committee.

Veneta Onley Young Endowed Scholarship: Established by colleagues,

family and friends of Veneta Onley Young to provide awards to undergraduate students pursuing a degree in home economics education. Recipients are selected by the scholarship committee of the Department of Family Sciences

Gloria G. Ziaks Choreography Scholarship: Established by Gayle Ziaks Halperin in memory of her mother, this annual scholarship provides financial aid to full-time undergraduate and graduate students majoring in dance. Undergraduate recipients must have a grade point average of 2.0, and graduate students must have a grade point average of 3.0..

Legal Rights and Responsibilities of

Financial Aid Recipients

Students receiving federal student aid have certain legal rights and responsibilities.

Students' rights include the following:

1. The student has the right to know what financial aid programs are available at TWU.

2. The student has the right to receive a listing from the financial aid office of the agency in each state which may be contacted regarding grants available to residents of that state. Grants available to Texas residents are detailed in this catalog in the section titled "Grants.''

3. The student has the right to know the deadlines for submitting applications for each of the financial aid programs available.

4. The student has the right to know how financial aid will be distributed, how decisions on that distribution are made, and the basis for these decisions.

5. The student has the right to know how her or his financial need was determined.

6. The student has the right to know what resources (such as parental contribution, other financial aid, assets, etc.) were considered in the calculation of her or his financial need.

7. The student has the right to know how much of her or his financial need, as determined by the institution, has been met.

8. The student has the right to request an explanation of the various programs in her or his student aid package.

9. The student has the right to know the school's refund policy.

10. The student has the right to know what portion of the financial aid she or he receives must be repaid, and what portion is grant aid. If the aid is a loan, the student has the right to know what the interest rate is, the total amount that must be repaid, the payback procedures, the length of time she or he has to repay the loan, and when repayment is to begin.

11. The student has the right to know how the school determines whether she or he is making satisfactory academic progress, and the results of not meeting these standards.

12. If the student is offered a College Work Study job, she or he has the right to know the required work hours, the job duties, the rate of pay, and how and when paychecks are received.

13. If the student believes a mistake has been made in determining her or his financial aid eligibility, she or he has the right to ask that her or his financial aid application be reconsidered.

14. If the student has a loan and the lender transfers (e.g. sells) the loan and the right to receive payments, the student must be sent a notification telling her or him to whom she or he must now make payments.

15. Lenders must provide borrowers with a copy of the complete promissory note.

16. The student has the right to prepay a loan without penalty. This means that she or he may at any time pay in full the loan balance and any interest due without being charged a penalty by the lender for early payment.

17. If the student cannot meet a loan repayment schedule, she or he may request forbearance from the lender under which the payments may be reduced for a specific period of time.

18. In borrowing money, the student assumes the responsibility for repaying the loan. If circumstances arise which make it difficult to meet this responsibility, she or he should contact the lender.

Student responsibilities include the following:

1. The student must complete all application forms accurately and submit them on time to the appropriate location.

2. The student must provide correct information. The intentional misreporting of information on financial aid application forms is a violation of the law and is considered a criminal offense which could result in indictment under the U.S. Criminal Code.

3. The student must return all additional documentation, verification, corrections and/or new information requested by either the Financial Aid Office or the agency to which an application was submitted.

4. The student must report to the Financial Aid office any additional financial resources received by her or him during the period of her or his financial aid award.

5. The student is responsible for reading and understanding all forms that she or he is asked to sign and for keeping copies of the forms.

6. The student must accept responsibility for all agreements that she or he signs.

7. The student must perform the work that she or he has agreed upon in accepting College Work-Study or regular student employment.

8. The student must be aware of and comply with the deadlines for application or reapplication for aid.

9. The student should be aware of the school's refund policy.

10. All schools must provide information to prospective students about the school's programs and performance. The student should consider this information carefully before deciding to attend school.

11. If the student receives a loan, she or he must notify the lender if any of the following occurs before the loan is repaid:

A. Graduation;

B. Withdrawal from school or less than half-time attendance;

C. Change of address;

D. Name change (e.g., maiden name to married name);

E. Transfers to other schools.

12. If the student has received a Perkins Loan (NDSL), Nursing Student Loan, Stafford Student Loan (Guaranteed Student Loan), or Supplemental Loan for Students, she or he must attend an exit interview.

13. The student must repay the loan in accordance with the repayment schedule.

14. The student must notify the lender of any occurrence which may affect eligibility for a deferment of repayment.

15. It is the student's responsibility to return her or his signed award letter to the Financial Aid Office within 14 days of its issuance.