TWU Voluntary Benefits
more info on enrollment
A new enrollment period began November 4, 2013 for Humana Voluntary Benefits on a possible guaranteed issue basis (offered to any eligible employee without regard to health status). Given the many questions employees have had about these products, TWU has enlisted the support of enrollment advisors that will be on campus and/or available to answer questions during the enrollment period: November 4th November 30th. If you had previously enrolled, an enrollment advisor will contact you about the new enhancements and confirm your enrollment.
The Humana Accident policy is a guaranteed issue policy. The Humana Hospital Indemnity and Critical Illness policies will be offered to all TWU employees on a guaranteed Issue basis if we obtain at least 15% participation. Health questions will be required on all applications until the 15% participation is obtained. ALL applications are secure and confidential. Do not hesitate to apply for coverage because of pre-existing medical conditions. All applications will count towards the 15% minimum. Humana’s enrollment site, InRoll is now available to our employees to facilitate the enrollment process. All benefits eligible employees are encouraged to register on this site. For your time registering on this site, Humana is rewarding each employee with a Humana Branded Pedometer for completing the enrollment process. You will also be automatically entered into a drawing for the new IPhone 5C. No other action is required. Door prizes such as $25.00 gift cards will be given away at each kick off meeting.
To enroll and to review product details for Legal, Identity, Air Ambulance, and Pet Insurance please go to the new TWU Power Benefits Portal. When creating an account for the first time you will need your employee ID which can be found by logging into your TWU Pioneer Portal. This is not the ID number on your TWU ID badge. For assistance contact customer service at 1-888-331-9393 or email email@example.com.
In addition to the benefits offered above, Auto and Home insurance will be offered to all TWU Benefits Eligible employees at a discounted group rate.
Participation is voluntary and all premiums are fully paid by the employee through after tax payroll deduction. Enrollment will occur through an online portal.
Frequently asked questions
Why is TWU offering Voluntary Benefits?
TWU is offering these benefits to provide options to your current benefit package that are not available through ERS. Voluntary benefits allow you to enhance your overall benefits package by providing you an opportunity to purchase additional insurance products through payroll deduction, often at lower rates than if you were to purchase them on your own.
Can I take these benefits with me if I leave TWU?
Yes. These benefits are portable. You would be responsible for making premium payments directly to the vendor.
I currently participate in AFLAC-will I be allowed to continue this coverage?
If you are currently enrolled in AFLAC, you can continue your current coverage and your payment arrangements. This plan will not be offered as a payroll deduction.
Can I enroll in AFLAC in the future?
Employees may continue to enroll in the TWU AFLAC program through August 31, 2013.
Can I only make changes once a year?
Changes for the Humana products (Accident, Critical Illness, and Indemnity) can be made during annual enrollment or when a family status change occurs. In addition, New Hires will have 30 days to elect this coverage. The remaining benefits are open to changes throughout the year. A new enrollment period is currently being offered and will end November 30, 2013.
Can these deductions be paid with pre-tax dollars?
The premiums for the Humana products (Accident, Critical Illness, and Indemnity) will be deducted on a pre-tax basis as authorized by the Internal Revenue Code. The premiums for the other benefits (Identity Theft, Legal Insurance, Emergency Insurance, and Pet Insurance) are not eligible for pre-tax deduction and will be deducted on a post-tax basis.
How will the voluntary benefits information be distributed on the Dallas and Houston campuses?
During the annual enrollment period benefits staff will visit each campus with vendor provided materials and instructions on how to complete online enrollment.